At this stage, we determine your actual budget and financing options. You may have your own mortgage specialist, or we can recommend a trusted expert. Either way, we work together as a team to secure your financing and obtain a pre-approval, giving you a clear understanding of what you can afford.

This step is crucial, as the type of home you choose can impact your mortgage approval. For example, a property with a rental suite (mortgage helper) may increase your borrowing power, while high strata fees in a condo could lower it. By collaborating closely with your mortgage specialist, we ensure you’re financially prepared to make a confident and informed purchase.

Once we find the perfect home, we’ll submit a strong offer and negotiate the best possible deal on your behalf, working toward securing an accepted offer.

Once subjects are removed, the final steps begin. Between subject removal and completion, your lawyer or notary will handle the legal paperwork, ensure funds are properly transferred, and register the property in your name. During this time, you’ll also arrange home insurance, finalize your mortgage, and prepare for your move.

On completion day, ownership is officially transferred, and once everything is finalized, you’ll receive the keys to your new home.